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Expand Your Business with Commercial Loans in Australia

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  • Low Doc Commercial Loans
  • Approval processes are faster

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Access Commercial and Commercial Property Loans with Minimal Paperwork

Hubbe offers tailored commercial loans that suit any budget or goal. Our dedicated professionals conduct thorough financial analyses to secure the best rates and terms for you. Whether you need a business loan for property development, a new space, or equipment, or to get working capital, Hubbe ensures access to competitive rates and various financing options, including low-doc loans, to meet your needs.

Commercial Finance: Key Features and Benefits

Annual-Reviews
No Annual Reviews or Ongoing Fees

Enjoy peace of mind knowing there are no yearly reviews or recurring fees to manage your loan.

No paperwork
Minimal Paperwork

Experience a streamlined application process with minimal paperwork, saving you time and hassle.

Long-Term Business Loans - Hubbe Australia
Up to 25 Years Long Term

Get flexibility to extend your loan terms up to 25 years and benefit from ease of payment.

Property Business Loans - Hubbe Australia
Property Secured

Your loan is secured by the property itself, providing added security for both you and the lender.

Strategic growth support with Hubbe Australia
Tailored Solutions

Receive personalised loan solutions designed to meet your specific business requirements and objectives.

LVR of up to 70%

Benefit from high LVR, which allows you to access more funds with less upfront capital.

When to Get Commercial Loan?

Getting property development loans in Australia could be the right choice for your business if you are willing to expand operations and aim to boost growth potential.

Property-Expansion
Property Expansion

Ideal for acquiring more space or properties, enhancing your business’s capacity and operational capabilities.

Renovation Benefits

Secures funding for modernising facilities, increasing property value, and improving business functionality and appeal.

Equipment-Investment
Equipment Investment

Facilitates the purchase of necessary equipment, upgrading technology and productivity without immediate full expense.

Capital-Flexibility
Capital Flexibility

Provides financial freedom to manage cash flow effectively while investing in strategic business areas.

Eligibility Criteria for Commercial and Commercial Property Loans

To be eligible to get Commercial Property Finance, you must fulfil a set of requirements. This establishes confidence between the borrower and the lender. The following are the requirements in order to be eligible to get the commercial property loan

You provide trade payment terms ranging from 30 to 60 days.

You generate a monthly turnover exceeding 5K from your goods and services.

You have been in business for more than 6 months.

What Documents are Required?

A current Australian Business Number

A statement of business activity

An accountant’s statement

What are the Documents Required - Hubbe Australia

Private Commercial Loans Vs. Bank Loans

To be eligible to get Commercial Property Finance, you must fulfil a set of requirements. This establishes confidence between the borrower and the lender. The following are the requirements in order to be eligible to get the commercial property loan

Bank Loans

Private Commercial Loans

Pros

  • Lower interest rates, making them more cost-effective over time.
  • Ability to secure long-term financing, up to 25 years, which is beneficial for large investments.

Cons

  • Slower approval processes, which can delay project start dates.
  • Stricter requirements for documentation potentially complicate the application process.

Pros

  • Faster approval processes, providing quicker access to funds.
  • More lenient qualification criteria, accommodating a wider range of credit profiles.

Cons

  • Higher interest rates, increase the overall cost of borrowing.
  • Typically, shorter terms require quicker repayment, which might strain cash flow.

Bank Loans

Pros

  • Lower interest rates, making them more cost-effective over time.
  • Ability to secure long-term financing, up to 25 years, which is beneficial for large investments.

Cons

  • Slower approval processes, which can delay project start dates.
  • Stricter requirements for documentation potentially complicate the application process.

Private Commercial Loans

Pros

  • Faster approval processes, providing quicker access to funds.
  • More lenient qualification criteria, accommodating a wider range of credit profiles.

Cons

  • Higher interest rates, increase the overall cost of borrowing.
  • Typically, shorter terms require quicker repayment, which might strain cash flow.

How Commercial Finance and Commercial Property Finance Facilitates Your Business

Scale-for-growth

Business Growth Opportunities

This enables scaling operations, exploring new markets, and increasing competitive advantage to accelerate business growth.

Cash-Flow Business Loans

Cash Flow Management

Loans help manage daily expenses and investments efficiently, ensuring operational stability and preventing cash shortages.

Market-Presence

Expand Market Presence

Financing supports marketing campaigns, entering new regions, and enhancing product offerings to attract customers.

Flexible finance - Hubbe Australia

Flexible Financing Solutions

Tailored loan terms and varied lending options adapt to unique business needs, offering optimal financial control and adaptability.

Acquire Land Business Loans - Hubbe Australia

Acquire Land for the Future

Loans facilitate the purchase of strategic land, securing future expansion sites or investment opportunities for long-term growth.

Why Choose Hubbe for Commercial Funding?

When you choose Hubbe, you do not just choose a mere financing option; you choose a range of options tailored to diverse business needs across Australia. Specialising in alternative financing, we offer expert brokerage to support businesses with unique credit situations or requirements. Our network of lenders ensures that we find the best match for your project, whether in Melbourne, Sydney, Brisbane, or elsewhere. Hubbe stands ready to assist with your commercial property finance needs.

Know Your Borrowing Power with our Business Loan Calculator

What Our Clients Have to Say About Us?

Ready to Expand Your Business with a Commercial Loans?

Frequently Asked Questions

Different people have different needs, and it’s only after assessing these that the best-suited loan can be offered. Hubbe’s detailed consultation can help you find which loan best suits your needs.

A Lease Doc Commercial Property Loan is ideal for investors who own rental-producing properties. This loan allows you to select from commercial variable or fixed-rate options without needing to submit financial statements or tax returns.

Hubbe offers both types of commercial loans. Reach out to us to discuss your options.

Securing the right commercial finance loan begins with understanding your funding needs and the purpose of the loan. Consider your expected repayment timeline carefully. At Hubbe, we’re not just lenders; we’re partners in your journey, offering consultations across Australia to help tailor the perfect loan for your needs.

Such a loan has features that are designed to meet the needs of commercial interests specifically. As a business owner, trader or investor with a commercial property loan, you know that your commercial interests and plans are being properly looked after.

It’s important to be realistic and practical. How much money is needed, to what exact use will it be put, and how long will it take to repay? These must all be considered. A detailed business plan increases your likelihood of securing a loan and helps avoid the need for additional borrowing in the future.

A Commercial Loan Broker is the middleman between you and potential lenders, whether banks or non-bank financial institutions. They help you navigate the loan process, compare rates, and clarify the terms of loan agreements, ensuring that you get the loan option that best matches your needs. At Hubbe, our in-depth understanding of the lending market maximises the effectiveness of your loan search.

This type of loan, sometimes referred to as an asset loan, is provided by a private lender, not a bank. It can offer a quick alternative to a standard loan for commercial finance. Hubbe’s extensive network of private lenders ensures we can secure the best possible terms for your commercial finance needs.

Low Doc Commercial Loans are designed for individuals who might not have the comprehensive documentation typically required by banks, such as self-employed individuals or small traders. These loans facilitate easier access to funds, supporting business growth for those with less conventional income streams.

No doc loans refer to that class of loans in which the documents required by most banks are unavailable. They are also referred to as non-conforming finance. In such cases, Hubbe has the know-how to put you in touch with a variety of lenders. Whether you have bad credit or simply cannot come up with the documents needed for whatever reason, our contacts and our rich experience will be of help.

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