Small Business Equipment Financing Australia
- Loans from $5K to $5M
- Zero Credit Check
- Minimal Paperwork
- Fast Approval
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Commercial Business Equipment Loans to Streamline Your Growth
Commercial equipment finance for business offers a flexible solution for acquiring business essentials such as general plant items, office and IT equipment, software, POS systems, and more. Catering to various industries, we provide financing options from $5,000 to $5,000,000, ensuring your business operates efficiently and profitably.
Commercial Equipment Financing: Key Features and Benefits
$5,000 – $5,000,000 Funding
Access substantial funds without financial statements required.
3 to 5 Years Loan Terms
Choose flexible repayment periods to suit your needs.
Monthly Repayments
Manageable monthly payments streamline budgeting processes.
Approval in 3 - 12 Hours
Experience fast approval process enhances business agility.
Chattel Mortgage / Loan
Secure financing using the equipment as collateral.
Alternative Business Equipment Financing Options
An operating lease is a financial agreement in which the lease term is less than the equipment’s real useful lifespan. Operating leases are usually used in various businesses to allow for relatively short-term use of the equipment without transferring ownership.
A finance lease transfers significant ownership risks and rewards to the lessee, effectively making them a virtual owner. The lessor retains financial benefits and risks, while asset performance does not affect its fixed return rate. This arrangement closely mirrors secured loans.
A chattel mortgage allows you to purchase equipment with a loan, securing the lender’s interest with a charge over the asset. Equipment ownership begins immediately, enabling tax deductions for depreciation and interest. The GST charged is reclaimable, and the approval process is straightforward and efficient.
Why Choose Small Business Equipment Financing in Australia
Choose business equipment funding when acquiring essential assets without upfront capital, seeking tax benefits through depreciation deductions, and desiring flexibility in repayment options tailored to business cash flow.
- No depreciation costs and taxes are involved as there is no equipment ownership.
- There is no fear of equipment obsolescence.
- There is much flexibility as you are not stuck with one limited functioning piece of equipment. This helps you keep pace with the latest technologies.
- We accept businesses with past judgments and defaults
- Early repayment discounts of up to 65%
- Get conditional offer, with no impact on the client’s credit score
Know if You Meet the Eligibility Criteria
The eligibility criteria for equipment financing in Australia ensures that businesses possess the financial stability and experience necessary to manage equipment financing responsibly.
Your business must have a monthly turnover of more than 12k.
Your business must be operating for more than 4 – 6 months.
You must have an active ABN or ACN
What Documents are Required?
Bank statements
Application form signed by the owner
Vendor Invoice
An ID of the Purchaser
Industries We Support
Get tailored Financial Solutions for Your Business
At Hubbe, we provide fast and tailored business loans in Australia designed to support a wide range of industries. With us, you can secure your business loans online. This enables you to get the financial support you need and facilitates your growth. We accept volatile industries, including construction, logistics, development & labour hire.
How can we help you get Business Equipment Financing?
At Hubbe, we connect businesses with Business Equipment Funding lenders in Australia. Our fast and flexible process ensures swift access to financing options tailored to your business needs.
- Customer Inquiry
- Qualification with Lender
- Application review
- Pre-qualification with Hubbe
- Document Collection
- Loan Disbursal
How Can Business Equipment Financing Help Your Business?
Cash Flow Management
Equipment finance for businesses reduces upfront costs, allowing businesses to distribute payments and preserve the cash flow.
Equipment Upgrades
Equipment financing enables continual technology upgrades, keeping businesses competitive and efficient.
Stocking Solution
It can help you ensure that your inventory is always stocked and ready to meet customer demands with equipment finance for business.
Business Expansion
Small business equipment financing helps businesses expand, offering the tools to explore new markets and boost production.
Scale for growth
Financing gives businesses access to modern equipment, supporting production increases and market expansion.
Introducing New Range
Equipment financing aids in diversifying product lines, allowing businesses to innovate and introduce new products effectively.
How Hubbe Can Help Your Business Grow?
Hubbe enables you to secure tailored Business Equipment Financing in Australia, providing flexible terms to facilitate business growth. With quick approvals and a focus on custom financing options, Hubbe helps businesses efficiently manage resources and invest in essential equipment for expansion and innovation.
- Dedicated account manager
- Fast and Convenient Funding
- Easy application process
- Broad Equipment Coverage
- No Minimum Credit Score Policy
- Line of Credit up to $750,000
- Low Doc loan limit of up to $300,000
- Funding up to $750,000 non-asset backed
Know Your Borrowing Power with our Business Loan Calculator
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Have questions? Our friendly team is available on +61 3 7037 1763 Monday to Friday 8.30am and 5.30pm AEST
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What Our Clients Have to Say About Us?
Frequently Asked Questions
Business equipment financing is a way to get money to buy tools, machines, or equipment your business needs. You pay back the loan over time, instead of paying the full amount upfront. It’s helpful if you need equipment but don’t have enough cash right now.
Yes. We also offer a flexible short-term business loan and an international line of credit to help with your other financial needs.
Yes, absolutely. Our relationship managers are available to help you with any questions and at every step of the short and simple process. Reach out to us on 1800 86 4769.
We offer finance for a wide range of business equipment, including:
- General office equipment
- Yellow goods, green goods
- Manufacturing plant and workshop
- Telephony
- Computer and IT (maximum 50% software)
- Catering and hospitality
And other equipment with valid serial numbers.
Yes, you can finance multiple pieces of equipment simultaneously, allowing you to equip your business efficiently and cost-effectively with everything it needs to thrive.
Hubbe provides a diverse selection of online business loans in Australia, including secured and unsecured small business loans, lines of credit, invoice financing, and equipment financing. These options are designed to meet various needs such as growth, operations, and expansion.
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